Terms and Conditions

Effective Date: September 1, 2025 Last Updated: September 6, 2025

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING OR OBTAINING ANY MATERIALS, INFORMATION, OR SERVICES THROUGH THIS SITE. Insuralogix (“Insuralogix,” “we,” “our,” or “us”) provides access to and use of this website and our SaaS tools (collectively, the “Services”) subject to your acceptance of these Terms and Conditions (“Terms”). By accessing, using, or obtaining any data, materials, information, products, services, or other content (collectively, “Content”) through our Services, you acknowledge that you have read and understand these Terms and agree to abide by them. If you do not accept or understand all of these Terms, do not access or use our Services.

1. Eligibility

  • You must be at least 18 years old (or the age of majority in your jurisdiction) to use our Services.
  • By using our Services, you represent and warrant that you have the legal capacity to enter into these Terms.

2. Services Provided

  • Our Services currently include:
    • CCC Total Loss Form PDF Parser – Automates extraction and structuring of data from CCC total loss forms.
    • AI Photo Labeler Tool – Uses AI to categorize and label images for appraisal and claims workflows.
  • We may add, modify, or discontinue tools at our discretion, including future tools not yet released.

3. No Affiliation with CCC Information Solutions

  • Insuralogix is an independent company and is not affiliated, associated, authorized, endorsed by, or in any way officially connected with CCC Intelligent Solutions Inc. (also known as CCC Information Solutions), or any of its subsidiaries or affiliates.
  • All product names, trademarks, and registered trademarks mentioned in connection with our Services are the property of their respective owners.
  • Any reference to CCC forms, systems, or data is for descriptive purposes only and does not imply any ownership or partnership.

4. Ownership and Intellectual Property

  • All content, software, and technology underlying the Services are owned by or licensed to Insuralogix and are protected by U.S. and international copyright, trademark, and other intellectual property laws.
  • You may not copy, modify, distribute, display, perform, or create derivative works from our intellectual property without prior written consent.

5. Acceptable Use

You agree not to:

  • Use the Services for any unlawful purpose or in violation of applicable laws.
  • Reverse engineer, decompile, or disassemble our software.
  • Share your account or access credentials with unauthorized users.
  • Upload malicious code or interfere with the operation of the Services.
  • Use automated tools (e.g., bots, scrapers) to access or collect data from the Services without our permission.

6. Account Registration

  • You may need to create an account to access certain features.
  • You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.
  • You must provide accurate, current, and complete information during registration.

7. Subscriptions, Payments, and Refunds

  • Access to certain Services requires a paid subscription.
  • Prices, billing cycles, and payment methods will be disclosed at the time of purchase.
  • All fees are non‑refundable except where required by law.
  • We may suspend or terminate your access for non‑payment.

8. Privacy

  • Your use of the Services is subject to our Privacy Policy.
  • You retain ownership of your data but grant us a license to process it for the purpose of providing the Services.
  • You are responsible for ensuring that your use of the Services complies with all applicable data protection laws (e.g., GDPR, CCPA).

9. Third‑Party Services

  • Our Services may integrate with third‑party platforms (e.g., Stripe for payments, cloud hosting providers).
  • We are not responsible for the terms, policies, or actions of third‑party services.

10. Links to Other Sites

  • The Services may contain links to third‑party websites. These links are provided for convenience only and do not imply endorsement.
  • Access to these sites is at your own risk.

11. Service Availability and Modifications

  • We strive to maintain uptime but do not guarantee uninterrupted access.
  • We may modify, suspend, or discontinue any part of the Services without liability.

12. Disclaimer of Warranties

  • The Services are provided “AS IS” and “AS AVAILABLE” without warranties of any kind, express or implied.
  • We do not guarantee that the Services will meet your requirements or be error‑free.

13. Limitation of Liability

  • To the maximum extent permitted by law, Insuralogix shall not be liable for any indirect, incidental, special, consequential, or punitive damages.
  • Our total liability for any claim shall not exceed the amount you paid for the Services in the 12 months preceding the claim.

14. Indemnification

  • You agree to indemnify and hold harmless Insuralogix from any claims, damages, or expenses arising from your use of the Services or violation of these Terms.

15. Forward‑Looking Statements

  • Any statements about future tools, features, or capabilities are forward‑looking and subject to change without notice.

16. Termination

  • We may suspend or terminate your account at our discretion for any breach of these Terms.
  • Upon termination, your right to use the Services will immediately cease.

17. Governing Law and Dispute Resolution

  • These Terms are governed by the laws of the State of Texas, USA, without regard to conflict of law principles.
  • Any disputes shall be resolved through binding arbitration in [Your County], Texas, except where prohibited by law.

18. Changes to These Terms

  • We may update these Terms from time to time.
  • Continued use of the Services after changes take effect constitutes acceptance of the revised Terms.

19. Contact Us

If you have questions about these Terms, contact us at: Insuralogix, Email (info@insuralogix.com)

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